:root{--ink:#17201c;--muted:#647067;--paper:#f7f5ef;--card:#fff;--green:#244d3b;--lime:#d6ef6c;--line:#d9ded7;--orange:#e56f3d}
*{box-sizing:border-box}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper);color:var(--ink);line-height:1.65}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:3px} .wrap{width:min(1120px,92%);margin:auto}
header{background:#10251c;color:#fff;position:sticky;top:0;z-index:20;border-bottom:1px solid #284437}.nav{display:flex;align-items:center;gap:22px;min-height:70px}.brand{font-weight:900;letter-spacing:-.04em;font-size:1.35rem;color:#fff;text-decoration:none}.brand span{color:var(--lime)}nav{margin-left:auto;display:flex;gap:18px;flex-wrap:wrap}nav a{color:#e9f1ec;text-decoration:none;font-size:.92rem}
.hero{padding:72px 0 52px;background:linear-gradient(135deg,#10251c,#244d3b);color:#fff}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:.75rem;color:var(--lime)}h1{font-size:clamp(2.3rem,6vw,4.8rem);line-height:.98;letter-spacing:-.055em;max-width:850px;margin:.25em 0}.hero p{font-size:1.15rem;max-width:720px;color:#dce7df}.btn{display:inline-block;background:var(--lime);color:#152119;padding:13px 18px;border-radius:10px;font-weight:850;text-decoration:none;margin:8px 8px 0 0}.btn.secondary{background:transparent;color:#fff;border:1px solid #789083}
main{padding:44px 0}.grid{display:grid;grid-template-columns:2fr 1fr;gap:34px}.article,.sidecard,.card{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:clamp(20px,4vw,38px)}h2{font-size:1.65rem;line-height:1.15;margin-top:1.7em}h2:first-child{margin-top:0}.lead{font-size:1.1rem;color:#39463f}.notice{border-left:4px solid var(--orange);background:#fff5ef;padding:14px 16px;border-radius:8px;margin:24px 0}.moneybox{background:#12271e;color:#fff;border-radius:14px;padding:24px;margin:30px 0}.moneybox p{color:#dce7df}.moneybox a.btn{color:#152119}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.related a{display:block;background:#f1f3ed;border-radius:10px;padding:14px;text-decoration:none;font-weight:750}.breadcrumbs{font-size:.85rem;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted)}footer{background:#10251c;color:#dce7df;padding:42px 0;margin-top:40px}footer a{color:#dce7df}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.small{font-size:.85rem;color:#69776e}
.popup-backdrop{position:fixed;inset:0;background:rgba(5,15,10,.7);display:none;align-items:center;justify-content:center;z-index:100;padding:20px}.popup{width:min(580px,100%);background:#fff;border-radius:20px;box-shadow:0 30px 90px rgba(0,0,0,.35);overflow:hidden;position:relative}.popup-top{background:#163426;color:#fff;padding:28px 30px 22px}.popup-body{padding:26px 30px 30px}.popup h2{margin:0 0 10px;font-size:2rem}.popup-close{position:absolute;right:14px;top:12px;border:0;background:rgba(255,255,255,.14);color:#fff;width:36px;height:36px;border-radius:50%;font-size:22px;cursor:pointer}.popup .btn{width:100%;text-align:center;margin:8px 0}.popup-note{font-size:.78rem;color:#66736b;text-align:center}.pill{display:inline-block;background:#e8f1ea;color:#244d3b;padding:5px 9px;border-radius:99px;font-size:.75rem;font-weight:800;margin-bottom:8px}
@media(max-width:780px){.grid,.footergrid{grid-template-columns:1fr}.related{grid-template-columns:1fr}nav{display:none}.hero{padding:52px 0 40px}h1{font-size:2.8rem}.article{padding:22px}.popup h2{font-size:1.55rem}}